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Dai Bacc

Dai Bacc is simply a variation of regular baccarat. So it plays just like baccarat, except that:

  1. It is commission-free; meaning you don't have to fork over the usual 5% commission when you win on a "Banker" bet.

  2. There are three extra side bets: the Tiger 7, the Ox 6, and the Kill Bonus. All three are quite exciting in that the payout are actually quite substantial.

Other than that, Dai Bacc plays just like regular baccarat. Baccarat is really a good game for the small stakes player for two main reasons: it has a relatively small advantage for the casino (compared to other games) and it's very simple to play.

A few other key things to know about Dai Bacc: 

  • It's great for beginner players because there is no skill involved in playing baccarat.

  • Baccarat is purely a guessing game, and quite possibly, one of the simplest games you'll ever find at a casino or a card room.

  • Even if you haven't played before, you can sit at a table with players who've been playing baccarat for 10 or 20 years.

  • You need no special knowledge to take advantage of the low casino edge bets inherent in the game.

How Do I Play Dai Bacc?

One of the best things about Dai Bacc is that you don’t really need to know how to play it to actually sit on a table and play a round or two.

Just like poker, the popular casino card game baccarat has many variations (such as EZ baccarat, Chemin de Fer, Fortune, or Punto Banco), and Dai Bacc is one such way to play. In fact, Dai Bacc may be closer to a combination of EZ and Fortune baccarat.

The Basics: Regular Baccarat

Regular baccarat, which you might find in some of the fancier casinos, will offer some large baccarat tables that can seat up to 14 players. Most casinos, however, will only offer a mini-Baccarat

table which can seat up to eight players. 

The game is played similarly in both cases, except that in the mini version all of the hands are dealt out by the dealer and the players never touch the cards. That, plus the betting minimums are a lot less restrictive for mini-baccarat, making it quite easy to find a table with a $10 minimum.

  • In baccarat, the only decision you have to make is what bet you want to make from the three that are available to you: player, banker or tie.

  • After the players make their bets the game begins and two 2-card hands are dealt from a shoe that usually contains 8 decks of cards.

  • One hand is dealt for the banker and another hand is dealt for the player.

  • The values of the two cards in each hand are added together and the object of the game is to have a total as close to 9 as possible.

  • All of the 10's and all of the face cards are counted as zeros, while all of the other cards from ace through 9 are counted at their face value.

  • After the values of the first two cards in each hand are totaled, a third card can be drawn by either the player, the banker or both. But, the decision as to whether or not a third card should be drawn is not decided by the dealer or the players - it is only decided by the rules of the game.

Your Hand Total

In baccarat: no total can be higher than 9. So, if a total is 10 or higher you have to subtract 10 to determine its value. So while an 8 and 8 totals 16, your hand total is only 6, as you must subtract 10 from your actual total. 

So, a hand of Jack and 6 has a total of 6. 

A 10 and 4 has a total of 4. 

A 10 and 7 has a total of 7,

An ace and queen-- while this might be a winning hand in blackjack, in baccarat, this hand only has a total of 1.

Similarly, a 9 and 5 has a hand total of 4, 8 and 3 has a total of 1, and 5 and 5 has a total of 0.

Winning at Baccarat

Once again, the object of the game of Baccarat is to have a total as close to 9 as possible, so after the first two cards are dealt if either the player or banker hand has a total of 9 then that's called a “natural” and that hand is the winner.

If neither hand has a total of 9 then the next best possible hand is a total of 8, which is also called a “natural,” and that hand would be the winner.

If both the player and the banker end up with the same total then it's a tie and neither hand wins.

Now, if neither hand has an 8 or 9 then the rules of the game have to be consulted to decide whether or not a third card is drawn.

Once that's done, the values of the cards are added together again and whichever hand is closest to a total of 9 is the winner.

If both hands end up with the same total then it's a tie and neither hand wins.

Side Bets at Baccarat 

If you want to bet on the player hand just put your money in the area marked "player" and if you win you'll be paid off at even-money, or $1 for every $1 you bet. The casino advantage on the player bet is 1.24%.

If you want to bet on the banker hand you would place your bet in the area marked "banker" and if you do win, you'll also be paid off at even-money, but you'll have to pay a 5% commission on the amount you win.

So, if you won $10 on your bet, you would owe a 50¢ commission to the house. The 5% commission is only required if you win and not if you lose.

After adjusting for that 5% commission the casino advantage on the banker bet is 1.06%

Finally, if you want to bet on a tie you would place your bet in the area marked "tie" and if you win you'll be paid off at 8-to-1, or $8 for every $1 you bet.

The big payoff sounds nice but actually this is a terrible bet because the casino advantage is a very high 14.36% and this bet should be avoided.

What Makes Baccarat Dai Bacc 

In Dai Bacc, there is no 5% commission on winning player/dealer wagers. Instead, a winning play/dealer hand having a three card total of seven (The "Tiger 7") is a push. All winning Banker wagers will pay even money.

In addition, there are three additional bonus wagers offered:

  • The "Tiger 7". Betting on this space pays 40-1 in the event that the Banker hand receives a winning three card total of seven.

  • The "Ox 6". Betting on this space pays 40-1 in the event that the Player hand receives a winning three card total of six.

  • The "Kill Bonus". Betting on this space allows you two ways to win 30-1:

    • the Banker hand receives a three card total of seven and DOES NOT win

    • the Player hand receives a three card total of six, and DOES NOT win.

All side bets lose in a tie except the Kill bet which wins in these scenarios:

  • Both Player and Banker hands tie with 3-card totals of 6 -or- 7

  • The Player’s three-card 6 ties the Banker’s two-card 6

  • The Player’s two-card 7 ties the Banker’s three-card 7

Sources

  1. The American Casino Guide

  2. Casi-Know